Investment services

Capital, kept honest.

Fiduciary, fee-only, and rebalanced quarterly — your portfolio answers to you, not to a product manufacturer's quota.

Investment Management

Fiduciary, fee-only portfolio management. Diversified across equities, fixed income, alternatives, and cash — rebalanced quarterly, tax-loss harvested opportunistically, and stress-tested against your withdrawal timeline. Starting AUM: $100,000.

From 0.65% AUM Fiduciary Standard

Stock Investment

Direct indexing and thematic equity sleeves — build a portfolio around your values (ESG, sector tilts, factor exposures) without paying mutual fund expense ratios. Tax-efficient by design.

Direct Indexing Tax-Aware

Gold Investment

Physical bullion (allocated storage), gold ETFs, and gold-mining equity exposure — sized as a 3–8% inflation hedge within a diversified portfolio. Vault audits annually.

Physical / ETF Allocated Storage

Mutual Funds

No-load, low-expense-ratio funds curated across active and passive managers. We screen for tax efficiency, manager tenure, and tracking error — never commission share classes.

No-Load Only Low Expense Ratio